The response to our programs has been overwhelming! For that reason, we are asking people who are seriously considering leasing and/or purchasing a home in the next 1-5 months take the time to fill out the Pre-qualification form below so we can prioritize the people that really do want and need our help.
We will NOT pull credit data from the 3 Credit Bureaus, nor will we ask for any bank account numbers. That authorization can only come from you after you have filled out an official Investor Lease with the Option to purchase Application from our Investor.
Buyer(s) Full Name(s)
City of Interest
County of Interest
Email Address
Phone Number
Do you own or rent your current home?
Desired Home price range
Maximum Pre-Qualified purchase price (if you have been Pre-Approved in writing by a lender)
When do you anticipate purchasing a home?
Do you now, or will you have, at least $9,000 in a bank account or gift, to be used for your professional Home Inspection, Earnest Money Deposit, Appraisal Fee, and Loan Closing Costs?
Discharged Bankruptcy filed in past 2 years -OR- Home Foreclosure / Deed in Lieu Foreclosure / Short Sale in past 3 years?
Is Buyer 1 or Buyer 2 a Teacher or State/County School Employee, Nurse or EMT, Police or Fire Department Employee, or Military Active/Reserve/Veteran?
Occupation
Compensation method
Annual Income BEFORE TAXES, NOT including bonus, commission or overtime UNLESS you have been at the same job with the same company for AT LEAST 2 FULL YEARS
Total MONTHLY FINANCED DEBT that would appear on a standard credit report including: Car payment, MINIMUM PAYMENT for ALL credit cards COMBINED, monthly student loan payment for EACH Borrower, any monthly installment loan such as furniture, jewelry, boat, jet ski, personal installment loans, IRS Tax Lien Payments etc...
Lenders are generally NOT concerned with typical household expenses such as rent, cable TV, Insurance payments, utilities. Please do not include those daily expenses.
FICO Credit Scores: If you don't know your true FICO 5-4-2 mortgage version scores, please go to:myfico.com and sign up for the Premiere monthly subscription ($39.95). You cannot use the 3 dashboard numbers, you must click view additional fico scores link to see your (3) true FICO 5-4-2 mortgage version scores used in mortgage, auto, and bank card decisions. All Mortgage lenders use the middle mortgage score (of the three) for qualifying. If you need help, please call us at 863-800-1011
Is there anything else you would like to add that might affect your ability to obtain a mortgage loan?
Thank you for taking the time to complete this form. By doing so, you agree to allow our Agents to discuss your qualifications with one or more of our Rent to Own Investors. We do not charge any fees for this service. This information is never sold and remains confidential. As soon as we can process this information, we'll get back in touch with you and you can move to the next step in the Home Buying process. Please note, we do Not own any of the Rent to Buy homes. Our Investor(s) own them.