About Us

Specializing in Florida Rent to Own Programs

This site was authored by a Mortgage Banker and Real Estate Broker (Mid Florida Realty) for the past 17 years specialized in First Time Home Buyer Programs and is sensitive to 1st Time Home Buyer circumstances and needs. Because the Housing Market has become saturated with Cash Offers in 2020, we felt like we needed to be able to offer our Mid Floriday Realty customers, a trustworty Lease with an Option to Buy alternative, as well as continue to offer our unmatched number of Down Payment Assistance programs.

Once someone excerises the Option to purchase on the Rent with Option to Buy, they can still use one of the Down Payment Assistance programs that will be in the form of Grants or low interest 2nd mortgage loan.

Sometimes the 2nd mortgage payments will be due every month and sometimes no payments are due until the Borrower either sells, moves out, or refinances the property. It all depends on that particular down payment assistance program. The main point here is you have to be in the position to purchase the property and with this Rent with an Option to Buy, allows you to be able to purchase the property whenever you want!

Seeking Homeownership can be incredibly stressful. We strive to provide ACCURATE information for you to make an educated decision.

This website is continuously updated, but due to the overwhelming amount of market and occasional program changes, its best to speak directly with one of our Mid Florida Realty Agents or Loan Officers to make sure your circumstances and expectations are in line with current program guidelines. If you have any questions, please CONTACT US. We look forward to hearing from you!

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